Make it easier for your customers to do business with you
Merchant services providers allow businesses to accept credit, debit cards and other forms of payment online, through a payment card reader, or a point of sale.
Merchant services are the hardware and software solutions that enable your transactions.
Learn moreVirtual terminals:
These are software solutions delivered over the cloud. Often, they can turn iPads, tablets, or computers into portable point of sale systems. You can enter transactions into the system manually, or use a USB connected card-reader.
Online shopping carts:
Merchant service providers and payment service providers can help with your shopping cart software too. Most of the time, your eCommerce site building tool will be the best place to go for shopping cart software.
Merchant cash advances:
If you need extra money to launch your business, then a merchant service provider can sometimes give you access to extra cash. In return, you might give a portion of your earnings back to the company that you borrow from until you repay what you owe.
Improve cash flow
Accept Credit Cards
Increase Sales
Better Money Management
Avoid Bad Checks
Customer Convenience
A merchant service is a special type of business bank account that allows you to securely accept credit, debit, and other electronic payments within your organization.
Merchant services process:
Customer
The cardholder initiates a purchaseMerchant
Credit card information and request authorizationPayment gateway
Information to the processProcessor
Submit the authorization request to the card networkCard network
Submit the authorization request to the card issuer.Customer
The cardholder initiates a purchaseMerchant
Credit card information and request authorizationPayment gateway
Information to the processProcessor
Submit the authorization request to the card networkCard network
Submit the authorization request to the card issuer.Customers pay via the website or app.
Payment details securely via payment gateway.
Payment
Merchant account processes payment details
Customer notified if payment is successful
Funds paid out to merchant minus fees
Receive online payments, increase revenue, gain customer satisfaction.